Fastconsent Lending
Comprehension evidence for consumer and small business loan disclosures.
Fastconsent helps lenders capture whether borrowers can explain APR, payment, total cost, fees, and prepayment terms before signing.
Consent packet
Ready to seal
Verification ready
QR certificate prepared
Exposure
CFPB and dispute risk
Use case
APR and cost comprehension
Channels
Lenders and BNPL platforms
A signed disclosure is not evidence of understanding.
Borrowers often dispute that they understood interest rates, deferred-interest terms, late fees, or total cost of credit. The lender may have signed forms, but no direct evidence that the borrower comprehended the terms.
The Fastconsent use case
Before signing, the borrower completes a short web flow and states the APR, payment amount, total cost, and key repayment terms in their own words. Low-confidence answers can be flagged before the loan is finalized.
The consent flow
Each page uses the same Fastconsent pattern: plain-language context, identity, comprehension in the customer's own words, declaration, and a sealed certificate.
Open loan disclosure link
Review plain-language APR, payment, fees, and total cost
Capture borrower explanation in their own words
Score concept coverage before signing
Flag unclear comprehension for review
Seal the certificate with the loan record
Integration path
The product fits where the transaction already happens, then writes the sealed certificate back to the system of record.
Build the right consent packet.
Add comprehension evidence to lending moments where a signature alone does not answer the real dispute.